Interest Rate on Lending

Revised interest rate on Lending (%)
Effective date : 14 May 2024
SL SECTORS REVISED
MID RATE (+/-1 AFFIXED) %
1 AGRICULTURE  
Primary Producers  12.50
2 TERM LOAN TO LARGE & MEDIUM SCALE INDUSTRY   
  Large Scale Industry 13.00
  Medium Scale Industry 14.00
3 TERM LOAN TO SMALL & COTTAGE INDUSTRY   
  Term Loan to small Industries 15.00
   Term Loan to Cottage Industries 15.00
   Term/Continuous Loan to Small Industries(secured) 13.50
  Women Entrepreneur(Secured) 13.00
  Women Entrepreneur(Unsecured) 14.00
4 WORKING CAPITAL FINANCING  
  Working Capital Loan to Large  Industry  13.00
  Working Capital Loan to SME  14.00
  Working Capital Loan to Large-Medium
Enterprise and Commercial customer
13.00
  Supply Chain Finance 14.00
  Women Entrepreneur(Secured) 14.00
  Women Entrepreneur(Unsecured) 14.00
  Distributor Finance 14.00
5 EXPORT FINANCING 12.00
6 COMMERCIAL LENDING  
  Import Financing  14.00
  Others 13.00
7 HOUSING   
  Commercial 14.00
  Others 11.00
8 CONSUMER CREDIT  
Secured 11.00
Unsecured 12.50
9 CREDIT CARDS  
Secured 21.00
Unsecured 21.00
10 LOANS TO NON BANK FINANCIAL INSTITUTIONS  
Listed in Stock Exchange 14.00
Others 14.00
11 OTHERS  
Others 14.00
Note  :
  • Margin to be conserdered at business level on the basis of banker custoemr relationship , qualitry of security , customer crdit rating/scoring etc.
  • Repricing period of floating/variable rate financing/advance and other required information should be mentioned in the sancation letter as per BRPD Circular no.10 dated May 08,2024.
  • Bangladesh Bank refinanced/Stimulus/Special Fund financing rate/profit rate shall follow as per concerned regulation.