Islamic Investment Rate
| Revised profit/rent rate on Islamic Investment (%) | ||
| Effective date : 14 May 2024 | ||
| SL | SECTORS | REVISED MID RATE (+/-1 AFFIXED) % |
|---|---|---|
| 1 | AGRICULTURE | |
| Primary Producers | 12.50 | |
| 2 | TERM FINANCING TO LARGE & MEDIUM SCALE INDUSTRY |
|
| Large Scale Industry | 13.00 | |
| Medium Scale Industry | 14.00 | |
| 3 | TERM FINANCING TO SMALL & COTTAGE INDUSTRY |
|
| Term financing to small Industries | 15.00 | |
| Term financing to Cottage Industries | 15.00 | |
| Term/Continuous financing to Small Industries(secured) |
13.50 | |
| Women Entrepreneur(Secured) | 13.00 | |
| Women Entrepreneur(Unsecured) | 14.00 | |
| 4 | WORKING CAPITAL FINANCING | |
| Working Capital financing to Large Industry | 13.00 | |
| Working Capital financing to SME | 14.00 | |
| Working Capital financing to Large-Medium Enterprise and Commercial customer |
13.00 | |
| Supply Chain Finance | 14.00 | |
| Women Entrepreneur(Secured) | 14.00 | |
| Women Entrepreneur(Unsecured) | 14.00 | |
| Distributor Finance | 14.00 | |
| 5 | EXPORT FINANCING | 12.00 |
| 6 | COMMERCIAL LENDING | |
| Import Financing | 14.00 | |
| Others | 13.00 | |
| 7 | HOUSING | |
| Commercial | 14.00 | |
| Others | 11.00 | |
| 8 | CONSUMER CREDIT | |
| Secured | 11.00 | |
| Unsecured | 12.50 | |
| 9 | CREDIT CARDS | |
| Secured | 21.00 | |
| Unsecured | 21.00 | |
| 10 | FINANCING TO NON BANK FINANCIAL INSTITUTIONS | |
| Listed in Stock Exchange | 14.00 | |
| Others | 14.00 | |
| 11 | OTHERS | |
| Others | 14.00 | |
Note :
- Margin to be conserdered at business level on the basis of banker custoemr relationship , quality of security , customer crdit rating/scoring etc.
- Repricing period of floating/variable rate financing/advance and other required information should be mentioned in the sancation letter as per BRPD Circular no.10 dated May 08,2024.
- Bangladesh Bank refinanced/Stimulus/Special Fund financing rate/profit rate shall follow as per concerned regulation.